Multi Hand Blackjack

Written by Boris Atanasov
With more than 4+ years of experience in the iGaming industry, Boris Atanasov writes exciting content about slots, video poker, roulette and blackjack.
, | Updated: September 25, 2025

Oftentimes, classic blackjack games lose their appeal, and players start looking for variants of this card classic that offer more exciting features. Fortunately for them, there are loads of options these days, as software developers do their utmost to roll out attention-grabbing versions of the classic game. Online casinos that offer blackjack variants with a twist are by no means few and far between, which is good news for fans of the table mainstay.

Most game-making studios go the extra mile to introduce blackjack variants that give players the feeling that they are not placing their bets from the comfort of their own surroundings but rather at a land-based casino. One of the best things about the blackjack versions introduced by software developers is that many of them allow players to bet on multiple hands in the same round. Read on to learn the ropes of multi-hand blackjack and discover some of the most crowd-pleasing options.

Understanding Multi Hand Blackjack

Even if you have never played a multi-hand blackjack variant, you shouldn’t lose sleep over it, as the core blackjack rules are the same as in other versions of 21. As they choose their next move, players’ goal should be to build a hand that beats the dealer’s without exceeding 21.

Reasons Why Players Prefer Multi Hand Blackjack Variants
blank Casinos where Multi Hand Blackjack Variants Are Offered

Reasons Why Players Prefer Multi Hand Blackjack Variants

One of the clearest reasons multi-hand blackjack variants are so popular is that they let players enjoy more betting action in a shorter period of time. Because these versions allow you to play several hands at once, you can complete far more hands per hour than you would in a single-hand game, something you’ll appreciate when the pace is slow.

Multi-hand blackjack also appeals to high-stakes players who want to place wagers above the usual table limits. In some land-based casinos, players are even allowed to bet up to the maximum on each hand they play, though this policy can vary.

Finally, betting on multiple hands simultaneously can smooth out the swings at the table. Imagine a table with several other players where one gambler consistently bets $30 on a single hand. You prefer to risk the same $30 per round but decide to spread it across three hands at $10 each. After five rounds, that other player could be down $150, while you’re less likely to suffer the same loss over the same span.


Casinos where Multi Hand Blackjack Variants Are Offered

Players should remember that some casinos leave multi-hand blackjack variants out of their lineups. This is especially true of land-based casinos, where you may not be allowed to wager on several hands at once if another patron wishes to join the table and is prepared to bet larger sums. The same restriction often applies when your stakes are low, as the dealer may ask you to stick to a single hand.


Common Ruleset in Multi Hand Blackjack Games

The first thing to consider is the rules and principles of the blackjack variant you’ve chosen to ensure it matches your preferences. There’s no reason to avoid multi-hand blackjack simply because the idea of playing several hands at once feels intimidating. In most cases, you don’t have to learn any new rules because the game follows the same principles as standard blackjack.

Naturally, the key difference is that you’ll be making multiple decisions simultaneously. The maximum number of hands you can play varies: some games allow two or three hands, while others permit up to five. Regardless, remember that when one hand wins, the other hands do not automatically win – and vice versa.

blank Doubling Down in Multi Hand Blackjack
blank Splitting in Multi Hand Blackjack
blank Insurance Bet in Multi Hand Blackjack
blank Dealer’s Moves

Doubling Down in Multi Hand Blackjack

Before diving into a multi-hand blackjack game, players should review the specifics of the double-down option. Typically, the button to double down becomes active once the first two cards are dealt. Choosing it means you’ll receive one additional card, after which the hand automatically stands.

In most games, you may also double down after a split, though not when you split Aces. For instance, in Playtech’s Perfect Blackjack, which supports multi-hand play, you can double down on almost any hand, even after splitting. Remember that when you double down, you must add a stake equal to your original wager.

However, this flexibility isn’t universal in all multi-hand blackjack versions. In Red Tiger’s Blackjack, for example, you can double down only when your hand totals 9 through 11.


Splitting in Multi Hand Blackjack

As in other blackjack games, multi-hand versions let you split as soon as your first two cards arrive. If the cards are of equal value, you may divide them into two separate hands by placing an additional wager equal to your original bet. Depending on the specific game, you might be allowed to split only once or as many as three times.

For example, when playing Red Tiger’s Blackjack, you can split only once per hand. Playtech’s Perfect Blackjack imposes the same one-split limit.


Insurance Bet in Multi Hand Blackjack

Like standard blackjack games, multi-hand versions allow players to place an insurance bet when the dealer’s face-up card is an Ace. In essence, insurance protects your original wager if the dealer has blackjack.

If the dealer’s upcard is a ten-value card, the dealer will peek at the hole card, but players won’t be offered insurance.

If you buy insurance and the dealer does not have blackjack, the insurance bet is lost while your main wager continues. If the dealer does have blackjack, your primary bet is forfeited, but the insurance bet pays 2 to 1. Remember, taking insurance requires an additional stake equal to half of your initial bet.


Dealer’s Moves

Whether the dealer must hit or stand on 17 is a rule that significantly affects the house edge. You probably know that dealers must hit until they reach 16, but the requirement to stand on all 17s or to hit on soft 17s (a 17 that includes an Ace counted as 11) varies by game.

You might assume that games where the dealer hits on soft 17 favor players because the dealer is more likely to bust when drawing extra cards. While that risk does increase, the dealer could also improve the hand and win the round, so the rule isn’t necessarily advantageous to players.


House Edge in Multi Hand Blackjack

Blackjack is a fan-favorite casino game largely because, under normal conditions, the house edge is exceptionally small. When players follow optimal strategy, they can achieve solid returns, which is precisely what draws so much attention.

Even employing a basic blackjack strategy can tilt the odds closer to the player and result in a more profitable session.

Still, blackjack’s low edge can evaporate quickly if you consistently make poor decisions.

Remember, you can go broke in no time if you pick a blackjack variant with a high house advantage, make frequent mistakes, or rely heavily on multi-hand play – especially when side bets like Triple 7’s or Perfect Pairs are involved, as these raise the house edge even further.

The house edge in blackjack changes with the game’s specific rules, so always review them before you bet. Rules on splitting, doubling down, surrender, dealer standing, and the number of decks can vary widely between casinos and even between tables.

One of the factors that affects the house advantage is the number of decks. Whether you’re playing in a brick-and-mortar venue or online, you’ll usually encounter games that use multiple decks, a measure aimed at discouraging card counting. Expect to find blackjack variants that employ anywhere from one to eight decks.

Decks in Play House Advantage
1 -0.03%
2 +0.25%
4 +0.38%
5 +0.41%
6 +0.42%
8 +0.44%

Allowing players to double down after splitting can further reduce the house edge. If you choose to increase your stake because the hand looks strong, you could boost your long-term winnings. This rule can shave about 0.15% off the edge, which is why many blackjack variants omit it.

Another consideration is how liberal the doubling-down rules are. The more freedom you have, the smaller the house advantage. Online, you’ll find games that restrict doubling to totals of 10 or 11, while others also allow it on 9.

With some blackjack variants, you may even double down on any total. When permitted, this rule removes roughly another 0.2% from the house edge.

blank The Impact of the Surrender Rule
blank Odds of Winning Based on The Number of Decks
blank Some Land-Based Casinos Charge an Ante

The Impact of the Surrender Rule

The surrender rule also affects the house advantage. Depending on the blackjack variant, you may encounter early or late surrender. Early surrender is far more beneficial, reducing the house edge by about 0.63%, while late surrender trims it by only 0.1%, which explains why the latter is more common. Playtech’s Blackjack Surrender, for example, allows players to forfeit their initial hand regardless of the dealer’s total.

Although surrender isn’t widespread in online blackjack, when it is available the casino often offsets the player benefit by tightening other rules at the table.


Odds of Winning Based on The Number of Decks

Suppose you’re playing a single-deck game and your first card is an Ace. At that point, 51 cards remain in the deck, 16 of which have a value of ten. The probability of drawing a ten-value card and landing blackjack is therefore 16/51, or 31.37%.

Now consider an eight-deck game. After receiving an Ace, 415 cards remain in the shoe, 128 of which are worth ten. The chance of completing blackjack drops to 128/415, or 30.84%. Clearly, adding decks lowers the likelihood of landing a natural blackjack, which in turn increases the house edge.


Some Land-Based Casinos Charge an Ante

In a few brick-and-mortar casinos in Oklahoma, players must pay an ante of about $0.50 before they can place any bets. This fee goes directly to the house and is never returned, regardless of whether you win or lose. Unsurprisingly, the house edge rises sharply when an ante is required, so it’s wise to look for another table – or another casino – if one is imposed.



Payouts and Table Limits in Multi Hand Blackjack

Payouts

Table Limits

Chances are you have noticed that most blackjack tables state that a natural pays at a rate of 3 to 2, meaning that for every winning bet of $100, players receive $150.

In some variants of this casino classic, a natural pays at a rate of 6 to 5, which means that instead of getting $150 for every $100 wagered, players collect $120.

As you can see, the difference in payouts is far from negligible, and the house edge increases by about 2.3%. In such cases, these blackjack variants are comparable to Casino War, a game many players avoid precisely because of its high house edge.

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Should You Play One or Multiple Hands in Blackjack?

The main reason gambling enthusiasts choose to bet on several hands at the same time is their belief that doing so will shift the flow of the cards and turn the game in their favor.

This could not be further from the truth, simply because the house edge will not swing in the players’ favor, no matter whether they spread the action over two, three, or more hands. What happens instead is that the number of hands dealt to avid casino fans per hour increases significantly. Assuming there are two other players at the blackjack table you have joined, the number of rounds that will take place over the course of an hour is likely to be around 100.

If, instead of playing just one hand at a time, you decide to spread the action over two hands, the number of rounds per hour will rise to about 160, or roughly 80 rounds for each hand.

Given how dramatically the number of rounds per hour increases, it is safe to say that this approach is not suitable for low-stakes or faint-hearted players, as they will be far more exposed to the house advantage and will therefore lose more money.

Suppose that, instead of making a single $20 stake, you choose to bet on two hands at a time, wagering $20 per hand, or $40 in total. Since both the number of rounds per hour and the total stake increase, the players’ expected hourly losses will escalate as well.

One crucial point that many avid casino fans overlook is that when they bet on several hands at the same time, they should not treat these hands separately, because whether they win or lose is determined by the dealer’s single hand. In other words, bankroll fluctuations are less pronounced when they stake $20 per hand than when they place a single $40 bet.

Playing multi-hand blackjack online offers numerous advantages, and the expanded variety and flexibility are what attract most players. The selection of variants is far from limited, as leading software developers routinely include multi-hand games in their portfolios. The versions highlighted below stand out for their eye-pleasing visuals, mobile compatibility, and, most importantly, their support for multi-hand play.

blank Multi Hand Blackjack by Pragmatic Play
blank Blackjack by NetEnt
blank Multi Hand Blackjack by Play’n GO
blank Classic Blackjack Multi Hand by Microgaming
blank Blackjack by Red Tiger
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