Blackjack: All About the Blackjack Game

Written by Alex Vasile
Alex Vasile has an iGaming background with over five years working in Support and Account / VIP management. He is also an experienced writer covering topics related to gambling legislation and jurisdictions, casino bonuses and wagering requirements and casino games rules.
, | Updated: September 24, 2025

With its low house edge and relatively simple rules, blackjack has been a favorite casino game for generations of gamblers around the world. Since players rely on both luck and skill to win, learning the basic rules and strategies is crucial for long-term success at the blackjack table. In this blackjack guide, beginners will find straightforward rules and practical tactics for playing this casino classic as effectively as possible, depending on the variation of Twenty-One they choose.

Furthermore, online blackjack includes specific features that require a different approach. Playing blackjack at online casinos is, in many ways, simpler than facing a dealer in a brick-and-mortar establishment. Still, it is important to understand the differences among the most popular variations and among the releases from the largest software providers.

In the following sections, we list the basic rules of online blackjack, several simple strategies, and brief descriptions of the versions created by leading gaming studios. This blackjack guide is recommended for all beginners, but even seasoned players may find useful information for refining their skills and strategies.

How to Play Blackjack

1A Brief Introduction

Blackjack aficionados will tell you that, with the correct strategy, they can cut the house edge in blackjack to nearly 0%. While this may be true – especially when playing online – it also requires a thorough understanding of the game’s rules. So, before diving into the vast ocean of blackjack strategies and card-counting myths, let us start with the basics.

2Basics

Blackjack is a classic casino game played with anywhere from 2 to 8 standard decks of cards. While multiple players can face the dealer in land-based casinos, the virtual version is available only in single-player mode. Still, you are often allowed to play up to 5 hands simultaneously against the dealer. The game begins when the player places a bet and clicks the Deal button. The dealer then deals two face-up cards to the player and draws two more for himself – in classic Vegas-style blackjack, the dealer’s second card is face-down. He may peek at his face-down card (without revealing it to the player) only if his upcard is an Ace.

3The Aim

The aim of the game is quite simple: beat the dealer by holding a hand as close to 21 as possible without busting. Cards from two through nine are worth their face value, while tens, jacks, queens, and kings each count as 10. A hand consisting of an ace – which can count as 1 or 11 – and any 10-value card is called a blackjack, the strongest hand in the game, and it pays 3:2. Any regular win against the dealer pays 1:1. If a player’s hand totals more than 21, the player busts and loses the round. If the dealer busts, the player wins; if both hands have the same total, the result is a push and the player receives the original bet back.

Blackjack Moves

Once players are dealt two cards at the beginning of each round, they must decide what action to take next in order to beat the dealer. If their initial hand is a blackjack, they automatically win. In all other situations, they are given several options – to take more cards, to end their turn, and so on.

Hit
blank Stand
blank Double
blank Split
blank Take Insurance
blank Surrender
blank Dealer’s Decisions

Hit

Players who request more cards must choose Hit, and they will be dealt one additional card. Of course, hitting is recommended when the total of the first two cards is low – 10, for example (6,4).


Stand

When players are dealt an initial hand totaling 16, 17, or more, it is considered a high-value hand, and they are advised to stand, i.e., to refuse any additional cards. By doing so, they effectively end their turn.


Double

Doubling down is a preferred option for players who believe they are likely to beat the dealer in the current round – for instance, when their hand totals 19 or 20. Doubling your bet is usually allowed only on the first two cards or after a Split – your bet is doubled, and you receive one additional, final card to your hand.


Split

This option is available only when the player’s initial hand is a pair – when it consists of two cards of the same value. When players decide to split, they end up with two hands, each containing one of the original cards, and another card is dealt to each hand. In addition, a second bet equal to the original wager is placed.


Take Insurance

Insurance is a side bet equal to half of the original stake, and by purchasing it, players insure against the dealer having blackjack. This option is available only if the dealer’s face-up card is an Ace. Insurance wins only when the dealer has blackjack, and it pays 2:1.


Surrender

In some games, players can surrender half their bet to the casino after the dealer checks for blackjack. When they surrender, they lose only half of their initial stake.


Dealer’s Decisions

In addition, there is one important rule that beginner players need to understand, and it involves the decisions made by the dealer. The dealer never splits, doubles, or surrenders. In some games, he is required to hit on a soft 17, i.e., a hand consisting of an Ace and totaling 17. In other games, the dealer must stand on all 17s.

Blackjack Software

Since blackjack remains the most popular online casino game, most leading casino software developers have released their own versions of this classic. In addition to the wide range of virtual games, some providers also offer several variations of live dealer blackjack. Below, you can see what the biggest names in the industry have to offer.

blank Playtech Blackjack
blank Microgaming Blackjack
blank NetEnt Blackjack
blank RTG Blackjack

Playtech Blackjack

Playtech is one of the largest software development companies in the online gambling industry, and it offers a wide range of blackjack variations. Most of its games follow the standard Las Vegas rules and use six 52-card decks. There are also several unconventional titles, such as Blackjack Switch, Lucky Blackjack, and 21 Duel.


Microgaming Blackjack

Microgaming is probably the gaming studio with the largest collection of blackjack variations in its portfolio – some are played with two decks of cards, others use eight decks, and there are even single-deck versions. In addition to its numerous classic blackjack games, Microgaming offers a wide range of interesting, unconventional versions of Twenty-One.


NetEnt Blackjack

The Swedish casino software provider develops some of the most stunning virtual and live blackjack games. Most versions are available in both the Classic and Professional Series and are usually played with four standard decks. NetEnt also offers a dedicated range of mobile blackjack games.


RTG Blackjack

RealTime Gaming, better known as RTG, has developed various blackjack games in both instant-play and downloadable formats. Online casinos can customize the games, but they usually opt for 6 decks of cards and standard American-style rules and gameplay. RTG also offers several European versions of blackjack in which the dealer draws a single card at the start of the round.

Blackjack Variations

Over the years, numerous variations of blackjack have been created, as nearly every casino and gambling establishment has tried to modify the standard rules. Some of these variations have endured, while others have been further altered to attract more players or increase the house edge. Today, there are more than a hundred different versions of online blackjack, and new games are released regularly.

blank European Blackjack
blank Spanish 21
blank Atlantic City Blackjack
blank Blackjack Switch
blank Double Exposure
blank Perfect Pairs

European Blackjack

European blackjack is usually played with 8 decks, though some versions use 4 or 6 decks. The game has no hole card – the dealer draws only one initial card, so peeking for blackjack is not an option. The dealer typically stands on Soft 17, and doubling is allowed only on hard 9, 10, and 11.


Spanish 21

In this interesting variation, all Tens are removed, and six to eight decks are used. Typically, all ties are resolved in favor of the player, and there are bonus payouts for reaching 21 with five or more cards, as well as for hitting three Sevens totaling 21. In addition, the Late Surrender rule may apply.


Atlantic City Blackjack

This variation is played with eight standard decks of cards, and the dealer stands on all 17s – a rule that favors the player. In fact, most of the rules here benefit the player, including Late Surrender and the option to split up to three times.


Blackjack Switch

Blackjack Switch uses six standard decks of cards, and each player is dealt two hands instead of one. The key difference from the standard rules is that players may switch the top cards of these two hands if they wish. Blackjack pays 1:1, and a dealer’s total of 22 pushes with all players’ hands, except for blackjack.


Double Exposure

In this variation, both of the dealer’s cards are dealt face up, which gives the game its name. Players cannot buy insurance or surrender, and blackjack typically pays even money (1:1). Players lose on all ties.


Perfect Pairs

This game allows a side bet called Perfect Pairs to be placed – players win the side bet if they are dealt a colored, mixed, or perfect pair. Payouts for the side bet vary, but they typically reach 30:1 for a perfect pair. The game uses 2, 4, or 5 decks of cards, and the dealer always stands on Soft 17.

Blackjack Strategies

Whether you play blackjack at a land-based casino or online, you should employ an effective strategy to increase your chances of winning. Because blackjack relies on odds and mathematics, experts have developed a wide range of mathematically proven strategies for this game. However, the only way to truly shift the odds in your favor and virtually guarantee success is to learn how to count cards – a complex skill reserved for highly trained individuals who calculate the probability of receiving a good or bad card on the next deal.

blank Hi-Lo Count
blank 10-Count System
blank KO Count
blank Uston SS Count
blank Shuffle Tracking System
blank Basic Strategy

Hi-Lo Count

This is the simplest and most basic card-counting method, developed by mathematician Harvey Dubner in the 1960s. By assigning a value of -1, +1, or 0 to each card, the system provides a simple way to keep track of the high cards remaining in the deck – low cards (2-6) are +1, middle cards (7-9) are 0, and high cards are -1. The total value of a freshly shuffled deck is 0.


10-Count System

This is the first known card-counting system, introduced by MIT mathematics professor Edward Thorp. This method was fundamental to the development of many other systems; however, it is considered quite complex and difficult for casual players to implement.


KO Count

The Knockout Card Counting System is similar to the Hi-Lo method, but it treats the seven as a low card, assigning it a value of +1. Players who use this system will end up with a total count of +4 per deck.


Uston SS Count

This system is a bit more complex than the Hi-Lo and, at the same time, more accurate. Instead of using three values for the different cards, it uses six: 2, 4, and 6 count as 2; 5 counts as 3; 7 counts as 1; and 8 counts as 0. The high cards have the following values: 9 counts as -1, and cards from 10 to Ace count as -2.


Shuffle Tracking System

This is an advantage-play technique that allows players to track high cards during the shuffle. This method is highly unreliable on its own, which is why it is often combined with various card-counting systems. It is also ineffective in online blackjack.


Basic Strategy

The Basic Blackjack Strategy is a method of play that is based on making the correct decisions for every hand or side bet. It does not involve card counting, shuffle tracking, or any other advantage-play method. With Basic Strategy, recreational players can reduce the house edge to its absolute minimum.

FAQ

Is Online Blackjack Different from Games in Land-Based Casinos?

Is It Possible to Reduce the House Edge in Blackjack?

Can I Play Online Blackjack for Free?

BonusInsider is a leading informational website that provides reviews of the latest casino, sports betting, and bingo bonuses. We also list guides on how to play some of the most popular casino games including roulette, slots, blackjack, video poker, live dealers.