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| Updated: September 25, 2025
One of the first things casino patrons need to learn in blackjack is how to value the cards and how hands are ranked. This is one of the simplest, most fundamental steps when you begin to play this casino classic. What becomes complicated, however, is deciding how to act based on the cards you’ve received and the cards in the dealer’s hand.
Card Values and Hand Ranking
Main Objective
The Strongest Hands
Payouts
Main Objective
The objective of the game is simple: obtain a hand that is higher than the dealer’s without exceeding 21. The suits of the cards are irrelevant, so only their numerical values matter. All cards from 2 through 10 count at face value, while Jacks, Queens, and Kings count as 10. Aces are more flexible because they can be valued as either 1 or 11, depending on what benefits the hand.
The Strongest Hands
The strongest hand in the game is blackjack – an Ace and a 10-value card – which pays 3 to 2, or 1.5 times the wager. With a total of 21, it is the best possible hand and beats all other 21 totals. This combination is also called a “natural,” and it can occur only at the start of a round when the first two cards are an Ace and a 10-value card. The second-best result is any other total of 21, which may consist of more than two cards. After that, the most favorable hand is any total higher than the dealer’s that does not exceed 21 (avoiding a bust).
Payouts
While blackjack pays 3:2, a hand that simply beats the dealer pays even money. If the dealer busts, the payout is also even. When the player and dealer end with identical totals, the result is a “push,” meaning no one wins and the stake is returned to the player.
Soft and Hard Hands
There are two primary types of hands in blackjack – soft and hard hands. The presence and value of an Ace determine whether a hand falls into the first or second category. If the Ace can be counted as either 1 or 11 without risking a bust, the hand is considered soft. All other hands are classified as hard totals.
Soft Hands
Hard Hands
Soft Hands
Consider an Ace and a 7. This hand can total either 8 or 18, so it is called a soft 18. Another soft total can be made with an Ace, a 2, and a 3 – this hand can be counted as 6 or 16. If a player hits on an Ace-5 hand (soft 16) and draws a 6, the hand turns into a hard 12 because the Ace now counts as 1. Valuing the Ace as 11 would push the hand to 22, resulting in an immediate bust. A different example of a hard 12 is a 7-5.
Hard Hands
While hard hands are fixed, soft totals are more flexible and give players additional options when deciding how to play a hand. If the player’s first two cards are 7-9, a hard 16, the safest move is to Stand and avoid exceeding 21 (any card with a value of 6 or more would result in busting). However, the dealer can still easily beat this hard total of 16.
If the player’s initial hand is Ace-5, a soft 16, he can choose to Hit or Stand. Hitting is generally the best decision in this scenario, but what matters is the clear advantage soft hands offer to both the player and the dealer.