| Updated: High Limit Baccarat is a beautifully designed version of baccarat by one of the world’s largest gambling software providers, Microgaming. This advanced baccarat game allows players to place five different bets instead of the standard three. As its name suggests, it offers higher table limits than most online baccarat versions. To make the game more interesting, Microgaming has also added a face-down card feature and a peeking option.
Rules and Gameplay
Microgaming’s High Limit Baccarat is played with eight decks of cards on a mini baccarat table. Bets range from $1 to $500, while the available coin denominations are $1, $2, $5, $10, $20, $25, $50, $100, $200, and $500. The objective remains the same as in every standard baccarat variation: to predict whether the Player or Banker hand will have a higher value or whether the hands will tie.
Overall, the rules, including those governing when a third card is drawn, and the payouts are standard. Player bets pay 1:1, while Banker bets pay 1:1, less a 5% commission on Banker bet winnings. Tie bets pay 8:1. However, there are also two additional betting options: players can place chips on Player and Tie or on Banker and Tie. These combinations do not have separate payouts; the standard payouts apply. When a hand results in a tie, bets on Banker and Player are returned.
Distinctive Features
The first thing you will notice when opening the game is that some or all of the cards are dealt face down. If you bet on Player or Tie, all cards will be dealt this way. If you bet on Banker, only the Banker’s cards will be dealt face down. Using the Flip button, you can then reveal the cards. Although this feature does not change the rules, it adds an interactive element to an otherwise fully automated game.
High Limit Baccarat by Microgaming also includes a history panel showing the last 10 results and an Autoplay feature that allows up to 500 automatic deals. Expert mode includes another feature that may be particularly useful for beginners: Watch Game, which allows them to observe an automated round without placing a bet.
Conclusion
Compared with most online versions of baccarat, Microgaming’s High Limit Baccarat offers more advanced features, additional options, and enhanced graphics. Its engaging gameplay and house edge of just 1.06% make it an appealing baccarat option.