| Updated: September 18, 2025High Limit Baccarat is a beautifully designed version of baccarat by one of the world’s largest gambling software providers, Microgaming. This is an advanced game of baccarat in which players are allowed to place not three but five different bets. As its name suggests, it offers higher table limits than most online baccarat versions, and to make it more interesting, Microgaming has added a face-down feature for the cards as well as a peeking option.
Rules and Gameplay
Microgaming’s High Limit Baccarat is played with 8 decks of cards on a mini baccarat table, with bets ranging from $1 to $500, while the available coin denominations are $1, $2, $5, $10, $20, $25, $50, $100, $200, and $500. The objective of the game remains the same as in every standard baccarat variation – to predict whether the Player or the Banker hand will have a higher value, or if they will tie.
Overall, the rules – including when to draw a third card – and the payouts are standard: the Player and Banker bets pay 1:1, less a 5% commission on the winnings of the Banker bet, while the Tie bet pays 8:1. However, there are two additional betting options: players can place chips on Player and Tie, or on Banker and Tie. These combinations do not have separate payouts – the standard ones apply. When the hand results in a tie, players’ bets on Banker and Player are returned.
Distinctive Features
The first thing you will notice when opening the game is that some or all of the cards are dealt face down. If you bet on the Player or on Tie, all cards will be dealt this way, whereas if you bet on the Banker, only the Banker’s cards will be dealt face down. With the Flip button, you can then reveal the cards – although this feature does not change the rules, it gives players the sense of making decisions in an otherwise fully automated game.
High Limit Baccarat by Microgaming also includes a history panel that shows the last 10 results and an Autoplay feature that allows up to 500 automatic deals. Another feature particularly useful for beginners can be found in Expert mode, where they can activate Watch Game and observe an automated round without placing a bet.
Conclusion
Compared with most online versions of baccarat, Microgaming’s High Limit Baccarat offers more advanced features, additional options, and enhanced graphics. Thanks to its engaging gameplay and a house edge of just 1.06%, the game is definitely worth a few rounds.