| Updated: September 18, 2025Baccarat Gold is one of Microgaming’s many virtual baccarat games, and it is arguably the most exciting thanks to the additional side bets and bonus payouts worth 11 times your stake. The game is played on a large baccarat table and features a complex betting layout that is reminiscent of the physical game found in brick-and-mortar casinos. In addition, it comes with elaborate animations that create a truly authentic casino atmosphere.
Rules and Gameplay
Microgaming’s Baccarat Gold uses an 8-deck shoe and the cards are shuffled before every deal. The game follows standard baccarat rules – players can wager on Player, Banker, or Tie, and winning Player or Banker bets pay even money (1:1). If the two hands tie, those who placed a bet on Tie are paid 8:1, while the remaining wagers are returned. Of course, a 5% commission is taken on winning Banker bets, as in most versions of baccarat.
The cards for the Player hand are dealt first – face-down if you bet on this hand, or face-up if you bet on the Banker. In fact, the Banker and Player bets allow those who have placed their chips on either side to peek at the face-down cards, squeeze them, and rotate them just like in a land-based casino. However, no decision-making is required. In addition, players can bet on two possible outcomes at the same time – Banker and Tie or Player and Tie – but they cannot wager on both Banker and Player in the same round.
Distinctive Features
Alongside the three main bets, the game offers two side bets, which are optional and can be made together with the other wagers. With these, you can bet that the Player or Banker hand will be a pair – that is, that the initial two cards in a hand have the same value. You can also place chips on the Player Pair and Banker Pair sections, or even bet on both pair options.
The best thing about these side bets is that they pay 11:1, which is higher than any other bet in baccarat. Other handy options in Microgaming’s Baccarat Gold are the history panel, which shows the last 144 results, and the Roadmap, which displays trends in winning hands. In addition, there is a useful Quick Deal feature, Auto Rebet, and more.
Conclusion
Baccarat Gold by Microgaming is a fantastic virtual baccarat game with a house edge of 1.06%.